Many people believe when someone dies in an accident it happened accidentally. However, the Scriptures clearly state that there are no accidents. It is God who will deliver the person into the hands of the other to take his or her life and provides a way for the person involved to escape.
Law on accidents
He who strikes a man so that he dies shall surely be put to death. However, if he did not lie in wait, but God delivered [him] into his hand, then I will appoint for you a place where he may flee. But if a man acts with premeditation against his neighbor, to kill him by treachery, you shall take him from My altar, that he may die.Exod 21:12-14
When God gave His commandments to the people of Israel, He mentions about accidents that they are from God Himself, delivering the person into the hands of another. God even provides a way for the person who did it to escape by fleeing to the city of refuge.
Death of Ahab
“And the LORD said, ‘Who will persuade Ahab to go up, that he may fall at Ramoth Gilead?’ So one spoke in this manner, and another spoke in that manner. Then a spirit came forward and stood before the LORD, and said, ‘I will persuade him.’ The LORD said to him, ‘In what way?’ So he said, ‘I will go out and be a lying spirit in the mouth of all his prophets.’ And the LORD said, ‘You shall persuade [him,] and also prevail. Go out and do so.’1 Kgs 22:20-22
God wants to kill Ahab as we can see in the above passage.
And the king of Israel said to Jehoshaphat, “I will disguise myself and go into battle; but you put on your robes.” So the king of Israel disguised himself and went into battle. Now the king of Syria had commanded the thirty-two captains of his chariots, saying, “Fight with no one small or great, but only with the king of Israel.” So it was, when the captains of the chariots saw Jehoshaphat, that they said, “Surely it [is] the king of Israel!” Therefore they turned aside to fight against him, and Jehoshaphat cried out. And it happened, when the captains of the chariots saw that it [was] not the king of Israel, that they turned back from pursuing him. Now a [certain] man drew a bow at random, and struck the king of Israel between the joints of his armor. So he said to the driver of his chariot, “Turn around and take me out of the battle, for I am wounded.” The battle increased that day; and the king was propped up in his chariot, facing the Syrians, and died at evening. The blood ran out from the wound onto the floor of the chariot.1 Kgs 22:30-35
But how exactly did Ahab died? Even when Ahab was disguised as not the king of Israel, and while everyone was attacking the wrong person, it was a random arrow shot which went between the joints of his armor. As we can see, it has all hallmarks of an accident by an unknown archer but it was God who took the life of Ahab.
Tower in Siloam
“Or those eighteen on whom the tower in Siloam fell and killed them, do you think that they were worse sinners than all [other] men who dwelt in Jerusalem? I tell you, no; but unless you repent you will all likewise perish.”Luke 13:4-5
A building structure like a tower falling on people and killing them is an accident. However, when Jesus spoke about that incident, He reveals that God wanted to take their lives and warns others to repent and not to perish like them.
As the Scriptures reveal, there are no accidents. All deaths through accidents are not really accidents but God wants to take their lives. We not only saw this on the law but also based on the death of Ahab and based on what Jesus taught about the death of the eighteen on whom the tower of Siloam fell.